FEA Staff

Our staff have a wealth of experience in the financial education area, including backgrounds in economic development, affordable housing, IDA programs, curriculum design and counseling. As homeowners, they bring a special sensitivity and knowledge to their work with FEA clients.


011506_CooperJ_PortraitSimple_02Jacqueline Cooper, AFC, CHC, President/Executive Director

Jacqueline Cooper founded Financial Education Associates in November 2001. In demand as an instructor of home buying classes, Jacqueline started FEA to present unbiased information to people seeking to put their finances in order to achieve home ownership and other financial goals. She is an Accredited Financial Counselor and Certified Housing Counselor through the Association for Financial Counseling, Planning and Education (AFCPE).

Jacqueline has a Master in City Planning degree specializing in Housing, Community & Economic Development from Massachusetts Institute of Technology and a Bachelor’s of Science in Management Information                                                                   Systems from Northeastern University.


Linda Cato


Linda Warren Cato, Instructor and Counselor, boasts more than 20 years of experience in the banking industry. As an avid researcher of personal finance information, she is compelled to share her knowledge about finance with others. She was hired by Homeownership is Possible in 1995 to teach first-time homebuyer classes for the Boston Home Center.

She has worked with FEA as a trainer since 1997. Linda has taught homeownership, credit and budgeting classes. Linda has a B.S. in business Management from Cambridge College.



Kimberly Z RandKimberly Zimmerman Rand, AFC, CHC, Instructor and Counselor, has held a number of management positions in community-based organizations in Boston, including founding and managing IDA, homebuyer education and microenterprise development programs for more than 12 years.She is a trainer with Neighborworks America and is a certified Homebuyer Education Trainer through Neighborworks America and AFCPE.

Kimberly has a Master of Social Work degree in Social and Economic Development and Management from Washington University in St. Louis and a Bachelor of Arts degree in Psychology from Colby College in Maine.



Lawrence Ward, Instructor, is a leadership trainer, family counselor and technical writer. He began working with FEA as a trainer in 2002. He is motivated to lead financial education classes by his understanding that many family problems stem from the lack of knowledge about personal finances and the conflicts that result.

Lawrence has a B.S. in Technical Writing from Northeastern University and holds a Master of Education degree specializing in Curriculum Design from the University of Massachusetts in Boston.